Medicare Advantage
Medicare Advantage
Medicare Advantage plans, also known as Part C, are private insurance plans approved by Medicare that provide an alternative to Original Medicare. These bundled plans typically include Part A and Part B coverage, and often include Part D prescription drug coverage. Many plans also offer additional benefits not available under Original Medicare, such as:
- Dental
- Vision
- Hearing
- Over-the-counter allowances
- Transportation to medical appointments
- Fitness programs
Advantages: Comprehensive coverage in one plan, often with low or $0 premiums, extra benefits, and the ability to switch plans annually during the open enrollment period. These plans can also coordinate with Medicaid.
Disadvantages: Potential Network restrictions unless you are on a PPO plan. May need referrals if you are on a HMO plan. Some services may require prior authorization.